Loan Closing Services
Inglet Blair's post closing services can be combined with our loan processing services or used separately. We will consolidate the credit and legal document files to ensure that a complete and properly executed files is delivered to your investor. Inglet Blair will:
- Stack final final
- Perform a post closing audit on the close loan file
- Extract and send the original legal documents to your warehouse lender or custodian
- Ship file to investor
- Track and obtain trailing documents
Keeping abreast of the ever-changing compliance regulations issued by federal, state and local entities is a daunting task for which sever penalties can be imposed for compliance failures. Our web-based software is easy to use and allows your team to populated the necessary data points and test compliance immediately. Our compliance engine performs the same analysis as the buyers and sellers of your loans will perform. Our process will help ensure the salability of our loans. Our review includes:
- Federal laws such as HOEPA and Section 32
- Over/under disclosures of APR
- Predatory lending regulations
- RESPA disclosures
- TILA / Reg Z calculations
- GSE specific tests
- Right of rescission
- State high-cost test
- State specific prepayment penalties
- Payment stream re-calculation
Keep you underwriters focused on making lending decisions and let us do the time-consuming yet important aspects of gathering, coordinating, reviewing and completing the mortgage loan file. Whether you need additional resources during busy time or you need a complete outsourced solution, we can help you focus on getting loan closed. Our experienced team specializes in Conventional, FHA, VA and reverse mortgage loans.
Through our facility in Austin or at a client-specific site, Inglet Blair can facilitate your backoffice fulfillment center needs. We will underwrite every loan, either pre-close or post-closing, to your specific guidelines. Depending on your needs, we can prcess, underwrite and close the loan on your behalf. Additionally, we will manage the document process to ensure you a complete credit and legal file.