Quality Control and Lender Compliance
Independent Mortgage Quality Control Solutions
Inglet Blair provides a truly independent quality control solution for mortgage lenders, helping you meet regulatory requirements, manage risk, and ensure salable loans. Our experienced underwriters—many with DE and VA LAPP designations—stay current with evolving rules and regulations. We maintain a strict separation between your staff and our reviewers to ensure objective, unbiased quality control results.
Our mortgage due diligence and quality control services include:
- Comprehensive Quality Control Plan review
- Random, adverse, and discretionary sample selection
- Loan-level data integrity audits
- Document re-verifications
- Compliance with national, state, and local lending laws
- Fraud detection reviews and 4506 transcript verifications
- Lien searches
- Accuracy audits of legal, closing, and disclosure documents
- Automated underwriting system verification
- Required documentation validation
Loan Closing Services
Post-Closing Audit Services
Ensure complete, compliant loan files after closing with our expert post-closing services. We help you stay audit-ready and protect the salability of your loans by:
- Stacking and consolidating final loan files
- Performing post-closing audits
- Delivering original legal documents to warehouse lenders or custodians
- Shipping complete loan files to investors
- Tracking and obtaining missing trailing documents
Loan Processing Support
Allow your underwriters to focus on decision-making by letting our team manage the gathering, reviewing, and completion of mortgage loan files. Whether you need surge support during peak periods or full outsourced processing, Inglet Blair can support Conventional, FHA, VA, and Reverse Mortgage loan pipelines efficiently and accurately.
Regulatory Compliance Reviews
Navigating the ever-changing landscape of mortgage compliance is challenging—but critical. Our web-based platform allows real-time population of loan data points and instant compliance testing. Our mortgage due diligence compliance review includes:
- Federal law testing (HOEPA, Section 32)
- APR over/under disclosures
- Predatory lending detection
- RESPA disclosures validation
- TILA / Reg Z calculations
- GSE-specific compliance testing
- Right of rescission checks
- State high-cost and prepayment penalty tests
- Payment stream recalculations
Loan Fulfillment + Origination Support
Through our facility or an on-site engagement, Inglet Blair can serve as a full back-office solution. We underwrite every loan pre- or post-closing to your guidelines, manage loan processing, closing, and documentation, and ensure a complete, compliant credit and legal file ready for delivery to your investors.
Why Inglet Blair for Mortgage Due Diligence and Compliance?
Our independent review structure, experienced team, and customized approach make Inglet Blair a trusted partner for mortgage due diligence, quality control, and regulatory compliance. We’ll help you uncover red flags, make better decisions, and ensure your mortgage assets are protected and saleable.
Let’s build a smarter mortgage operation together.