Forensic Reviews & Repurchases

Reducing Risk. Defending Your Assets.

FACT Reviews: Forensic Audit and Contractual Terms

At Inglet Blair, we specialize in forensic mortgage due diligence to help you uncover issues, defend against repurchase claims, and manage risk effectively. Our seasoned and skilled forensic review team conducts Forensic Audit and Contractual Terms ("FACT") Reviews for any under-performing or non-performing mortgage loans. Our thorough reviews include:

  • Credit review / re-underwriting
  • Regulatory compliance review
  • Appraisal / value analysis
  • Pay history and collection comments
  • Fraud review
  • Data integrity check
  • Loan sale and/or purchase agreement analysis

The results of our FACT Review present a clear, unbiased picture, which we compare against contractual terms. If a legitimate and material breach of representations and warranties exists, we will supply the reason(s) for repurchase — and if needed, generate claim letters, negotiate recoveries, and manage the entire process to closure on your behalf.

Additional Services

Defend Repurchase Claims

Good loans can still go into default, and you should not be held responsible beyond your contractual obligations. Our FACT Review provides critical support to defend against unjustified repurchase claims. We can prepare a clear and concise rebuttal and, if necessary, manage the entire defense process for you.

Negotiate Repurchases or Settlements

Short-staffed or need extra support? Our dedicated transactional team reviews inbound or outbound repurchase claims, assesses risks, and helps you negotiate a fair settlement. We minimize the potential for protracted legal battles and help you move forward with confidence.

Why Inglet Blair?

Our forensic reviews are part of our broader suite of mortgage due diligence services, helping you make better decisions, manage repurchase risk, and protect your investments. We consult with you to customize each review to your goals.

Uncover the red flags and strengthen your position with Inglet Blair's expert forensic and mortgage due diligence services.