At Inglet Blair, we specialize in forensic mortgage due diligence to help you uncover issues, defend against repurchase claims, and manage risk effectively. Our seasoned and skilled forensic review team conducts Forensic Audit and Contractual Terms ("FACT") Reviews for any under-performing or non-performing mortgage loans. Our thorough reviews include:
- Credit review / re-underwriting
- Regulatory compliance review
- Appraisal / value analysis
- Pay history and collection comments
- Fraud review
- Data integrity check
- Loan sale and/or purchase agreement analysis
The results of our FACT Review present a clear, unbiased picture, which we compare against contractual terms. If a legitimate and material breach of representations and warranties exists, we will supply the reason(s) for repurchase — and if needed, generate claim letters, negotiate recoveries, and manage the entire process to closure on your behalf.